This Is Still A Surprisingly Common Health Risk for Seniors

Believe it or not, seniors are still smoking! It's Unhealthy And Expensive Too! As we age, many systems in the body start to slow down, especially the respiratory system. Things can affect this process even more, including smoking. In fact, about 8% of older adults — those age 65 and up — smoke, according to the CDC. This can lead to...

Use an HSA for Retirement Funding? — You Bet! Here’s Why

It's Good for More Than Medical Expenses As a savings account that allows for pre-tax contributions, an HSA is a smart way to set money aside for medical expenses. These accounts also allow for growth of contributions without taxing, and when the money is used for qualifying expenses, withdrawals are tax-free.An HSA can be used for more than medical expenses,...

(Recall Alert) Make Sure Your Picnic Supplies Are Safe

Don’t Pack a Lunch Until You Check These Items Been to the store lately to pick up some buns for a family get together or dinner tonight? If so, listen up. The latest food recall includes picnic-friendly foods, including hamburger and hot dog buns. Flowers Foods Inc. announced a voluntary recall of bread and bakery products due to possible contamination...

(NEWS) How Secure Is the SECURE Act?

Will Your Beneficiaries Pay for Changes to IRA Laws? In May, the House of Representatives voted for the SECURE Act and passed it 417 to 3. Now that this retirement reform law is headed to the Senate, it's a good idea to start thinking ahead to how it could impact your retirement savings.The goal of the law is to make...

[News] How Did the New Tax Law Work Out: The Numbers Are In

Here’s Where We Stand With the New Tax Laws Everyone knows two things are certain — death and taxes. Something else that's also true is the tax laws are constantly changing. So it’s important to pay attention. While there are many changes, the main one on most taxpayer’s plate is the Tax Cuts and Jobs Act. What Did the Act Do? There...

[News] American Crisis: Student Loan Debt

Increased Cost of Living Is Setting Millennials Back Many Americans are facing student loan debt that feels insurmountable, according to a 2018 survey by Student Loan Hero. This survey was conducted to challenge the idea that millennials have it easier than previous generations.It turns out that this line of thinking isn't accurate. Instead, young adults are facing a financial crisis...

Why the California Gas Tax May Not Be Enough

California Needs More to Fix Failing Roads and Bridges The Golden State prides itself on its beautiful coastline along with its diverse terrain of desert, forest and gorgeous sunny views at every turn. Visitors and tourists are a mainstay of California, but they may have noticed some things in a sad state of disrepair last time they visited. Like a...

How Does the Fed’s Decision on Rates Impact You?

Steady Interest Rates Have Their Pros and ConsLast week, a decision was made by the Federal Reserve to keep interest rates between 2.25% and 2.5%. This means that, for now, investors can expect rates to stay steady. This wasn’t a united decision, however, which indicates that changes are likely around the corner. What does a steady interest rate mean for...

NC High Schools Want to Teach Fiscal Responsibility to Students

Students to Be Taught the Risks of DebtLawmakers in North Carolina passed on a bill that will require high schoolers to complete a personal finance course as part of their graduation requirements. The goal is to better prepare students for the many financial decisions they will be making in the immediate future. While some teachers excitedly support this decision, not...

Simplifying Your Life

Simplifying Your Life
Do you ever feel like you are constantly on the go, but never get anything done? This is what happens when we have too much on our plates. It’s time to slow down and evaluate what’s really going on so that you can make the most of your most valuable commodity… your time. Learn to Say “No” One of the easiest...

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How to Make Passive Income Work for You

How to Make Passive Income Work for You

Passive income is income that’s generated on a regular basis from a job that you’ve completed once. For example, if you write a book,...