When Should You Cancel an Unused Credit Card?

When Should You Cancel an Unused Credit Card?
Smart Quiz: When Should You Cancel an Unused Credit Card?You Should Never You Should Always If It Has a Fee If High Interest RateAnswer: If It Has a Fee Between paying down debt and boosting your credit score, balancing finances can be challenging. The ultimate goal is to have enough buying power to make big purchases at a stellar...

Effective Steps to Protect Your Privacy

Be Proactive to Avoid Devastating Identity Theft Worldwide, 40% of consumers have dealt with the consequences of identity theft one or more times. Private information is accessed maliciously every day, leaving victims responsible for recovering the stolen money and repairing the damage done to their finances by the attack.Identity thieves are cunning, but their efforts can be stopped by individuals...

Your Best Sleep: Sweet Dreams Are Not Enough

You'll Thrive on a Full Night’s Rest Sleep is vital for function in every aspect of health. In fact, the average adult should get between 7 and 9 hours of sleep every night, according to the National Sleep Foundation.While sleep patterns not only vary with age, they also change based on individual activity, health and chemical makeup. The question is,...

This Is One Home Buying Step You Shouldn’t Skip

What to Expect With a Home Inspection While you may choose a home with your heart, don't sign on the dotted line without getting your head involved as well. We cannot stress this enough — all home purchases should include a home inspection, even a new build. During a home inspection, a neutral third party will walk through the home...

Only One Type of Insurance Covers Your Car's True Value…

Only One Type of Insurance Covers Your Car's True Value…
Smart Quiz: Only One Type of Insurance Covers Your Car's True Value...GAP Insurance Liability Comprehensive CollisionAnswer: GAP Insurance Did you know a new car depreciates in value as soon as you drive it off the lot? The average car immediately loses about 10 percent of its purchase price, but it could be more depending on the model and features....

5 Ways to Exercise Your Brain

Stimulate Your Brain for Better Mental Acuity As the years pass by, it can feel like it’s harder to remember certain things, including childhood events. This is normal with aging but may leave someone feeling frustrated and lost. Keeping mental acuity in check at all times is an important part of mental health. Just like the heart and respiratory system,...

How Much Money Should I Keep in My Checking Account?

How Much Money Should I Keep in My Checking Account?
Smart Quiz: How Much Money Should I Keep in My Checking Account?Raises and Bonuses 4% of Monthly Pay Enough for Necessities Car Payment AmountAnswer: Enough for Necessities Being financially healthy isn’t just about how much money you have, but where you have it. That means diversifying in more ways than one. Those who keep all of their money in...

Avoid Divorce Court: How Couples Can Agree on Finances

Avoid Divorce Court: How Couples Can Agree on Finances
Solve Your Money Arguments Before It's Too Late It’s an age-old problem that comes up in almost every marriage — finances. Whether it’s one spending too much or the case of disappearing dollars, it doesn't take much for couples to bicker over spending and saving. However, it doesn't have to end in a big argument or worse, divorce court. Here's...

Fun New Ways to Beat the Heat

Heatstroke Is Serious — Staying Cool Doesn't Have to Be Whether it's braving the summer heat in the steamy midwest or snowbirding in the arid Arizona desert, heatstroke can affect anyone. However, it can be devastating for seniors. According to the Centers for Disease Control and Prevention, adults over the age of 65 are especially at risk of getting overheated...

DIY Your Way to a More Valuable Home

These Easy Projects Might Just Make Your Home Worth More Making changes to the look or functionality of a home is a popular way to increase the value for resale, but it doesn’t always pay off. In fact, there are many costly improvements that don’t increase value enough to make it worth the expense.These home improvement projects are worth your...

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Why Choose a P2P Lender?

Borrowers Looking for Flexible Lending Will Love This Loan A peer-to-peer loan allows for lending without a bank. The loans are funded by individual investors...