Money & Assets

Smart Quiz: Which Question Can Single-handedly Slash the Grocery Bill?What is good to eat? What do I want to eat? What do we have to eat What is convenient to eat?Correct Answer: What do we have to eat? Meal planning has consistently proven itself to be one of the best ways for families to save money on groceries. Hitting...

Smart Quiz: Why Budget?All of the Above Pay Bills on Time Achieve Financial Goals Reassess Needs vs. WantsCorrect Answer: All of the Above We talk about budgeting quite frequently, but what exactly is a budget? A budget is a tool that allows us to easily assess our income versus our expenditures. The result is a clear tool we can...

Smart Quiz: Does the 30-Day Spending Rule Work?For Impulse Buys No, Never In January Yes, SometimesAnswer: Yes, Sometimes The lure of a sale price is sometimes irresistible, and stores know it. Retailers know that the idea of a limited-time offer will drive people to buy things they don’t necessarily need. It's just one of many psychological ploys they use...

Smart Quiz: What Are Likely to Be the "Best Gifts Ever" This Holiday?Gift Exchanges Crafty Gifts White Elephant Gifts Personalized GiftsAnswer: Personalized Gifts The holiday gift-giving season is here. Stores are just waiting to take your hard-earned cash. So how do you make the holidays memorable by giving the “best gifts ever” without breaking the bank? Give thoughtful, personalized...

Smart Quiz: What Should You Use to Avoid Overspending on Gifts This Year?Holiday Budget Cash Only Secure Credit Card Store Credit CardAnswer: Holiday Budget Black Friday, Cyber Monday and a list of gifts to buy a mile long. While it's "beginning to look a lot like Christmas," if you overspend now, you'll be singing a different tune come January....

Smart Quiz: Which of These is NOT an Eligible HSA Expense?Pregnancy Test Kits Service Animals Food Supplements Prescription EyeglassesAnswer: Supplements A Health Savings Account (HSA), is a way for people to save pre-tax dollars to use for medical expenses. The account can be used for a variety of items, both prescription and over-the-counter (with limitations), but not for supplements....

Smart Quiz: What’s the Best Car to Buy On Any Budget?New Car Cash Car Used Car Public TransportAnswer: Cash Car Not everyone who needs a new car has a huge budget or the means to take out a loan. Even if they can, taking out a loan can result in hundreds or thousands of dollars in unnecessary fees. The...

Smart Quiz: How Do You Know if You Really Can Afford Something?Enough in Savings Room on Credit Card It Won't Break You Dedicated SavingsAnswer: Dedicated Savings We all see extras we’d like to buy from time to time, but bills and other financial obligations simply have to come first. While it’s not necessary to ignore every “want” on the...

Smart Quiz: What Meal Gets You the Most Nutrition for Least Amount of Money?Cheeseburger Beans and Rice Frozen Pot Pie Peanut Butter and Jelly SandwichAnswer: Beans and Rice Whether planning meals for one or a family of 10, it’s important to provide good, solid nutrition while staying within the budget. Penny for penny and pound for pound, a solid...

Smart Quiz: Is It Possible To Travel Internationally On A Tight Budget?Yes, It Is Possible Yes, But No Children With Airline Points No, It’s Not PossibleAnswer:  Yes, It Is Possible Have you always dreamed about traveling internationally? While you may fantasize about your favorite destination through books and Pinterest, you can actually make it happen with a little ingenuity...