Should You File a Claim or Pay Cash for a Fender Bender?

Know When to Pay Cash After a Crash Experiencing a major car accident can be devastating. Trying to figure out who's at fault is often one-sided with one party blaming the other. That's why law enforcement and insurance agencies get involved. In fact, it's illegal to leave the scene of an accident without reporting it.But what about a minor fender...

Elizabeth Warren Wants You to Budget Your Money

Balance is Key to Financial Health The National Budget isn’t the only budget Elizabeth Warren would like to fix. As the co-author of the best selling personal finance book All Your Worth: The Ultimate Lifetime Money Plan, she knows a thing or two about household budgets.Whether you’re looking to save a little extra cash or you need to completely overhaul...

What Are the Rules for Donating to Political Campaigns?

Know the Right Way to Help Your Favorite Candidates With the 2020 political scene ramping up, there is one thing that each party tracks closely — campaign funding. Government watchdogs are political organizations that keep a close eye on where the finances are going, and where they are coming from. Others who are keeping a watchful eye on their favorite...

Benefits of Giving a 529 Educational Trust to a Grandchild

Help Future Generations Cover the Cost of College Once retirement goals are being met, it isn’t uncommon for grandparents to make preparing for their grandkid’s futures a part of their financial planning. There are many ways to help grandchildren out financially, from paying for music lessons or purchasing new clothes and shoes before the new school year.Paying for college, however,...

Creative Ways to Save Money on Meds

Save Money on Prescriptions With These Nifty Tips When it comes to doctor visits, one thing many people have in the back of their mind is how they're going to pay for prescriptions. Name brands are expensive and even more costly if there’s no prescription coverage. The good news is, there's more than one way to pay for a pricey...

How Does the Fed’s Decision on Rates Impact You?

Steady Interest Rates Have Their Pros and ConsLast week, a decision was made by the Federal Reserve to keep interest rates between 2.25% and 2.5%. This means that, for now, investors can expect rates to stay steady. This wasn’t a united decision, however, which indicates that changes are likely around the corner. What does a steady interest rate mean for...

Save Money on Your Summer Garden

Nifty Ways to Cut Costs, Not Plants The birds, the bees, blooms, vegetables and dirt are all things that run through a gardener’s veins. Getting their fingers in the soil and creating a bountiful harvest are their main goals and aspirations. Gardening can range from all DIY to hiring a team of pros to help with building and maintaining. But...

Medicaid: What Are Non-Countable and Countable Assets?

What Assets Affect Medicaid Eligibility? Medicaid is government-funded health insurance that helps low-income people pay for their medical needs. Applying and getting approved can be complicated. Knowing some basic facts like what assets are counted toward eligibility can make the application and approval process easier. We're here to help. Read more about assets, including what counts and what doesn’t. How...

What’s the Best Way to Buy a Car On Any Budget?

What’s the Best Car to Buy On Any Budget?
Here's Why Paying Cash Is Your Best Option Not everyone who needs a new car has a huge budget or the means to take out a loan. Even if they can, taking out a loan can result in hundreds or thousands of dollars in unnecessary fees. The reality is that paying cash for a car, no matter what the budget...

Great Ways to Get Cheap Books and Magazines

Love to Read? Here's How to Do on the Cheap There's nothing better than a good summer read. Getting ahold of the latest bestsellers and popular magazines is just a way of life for the avid bookworm. Problem is, it can get pricey, especially if you're a fast reader. Fortunately, there are ways to cut costs by looking for used...

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What Gardening Can Do For You

This Hobby is Good for Your Health and Your Wallet Looking for a new hobby? Gardening is an enjoyable activity that comes with serious benefits. Whether...