Credit & Debt

Best Way to Raise Your Credit Score After Retirement

Value Your Credit Score Even After Retirement

(FinancialHealth.net) - Life continues changing after retirement. You may need to replace an older vehicle or purchase a new home. Big purchases like these...
What is the Leading Cause of Bankruptcy in the US?

#1 Cause of Bankruptcy in the US

(FinancialHealth.net) - Bankruptcy filings are usually thought to be caused by irresponsible spending habits and poor life choices. In many cases they are, but...
Which of These is Not a Credit Bureau?

How Credit Karma is Different From a Credit Bureau

(FinancialHealth.net) - A lot of people use Credit Karma to track their credit activity, but it is not a credit bureau. Credit Karma is...
How Long Does Negative Information Stay on Your Credit Report?

How Negative Information Affects Your Credit Report

(FinancialHealth.net) - Your credit score is one of several factors that go into determining final approval on a new line of credit. If you...
What is the Best Way to Remove Negative Information From Your Credit Report?

How to Remove Negative Information From Your Credit Report

(FinancialHealth.net) - Most people think that filing a dispute is the best way to remove negative information from your credit report, but that’s not...
Why Rewards Credit Cards Aren't All They're Cracked Up to Be

Credit Cards: Are “Reward Points” Really Worth It?

(FinancialHealth.net) - Rewards credit cards seem like such a great option. You get to have a line of credit to spend as needed and...
When Should You Cancel an Unused Credit Card?

Credit Cards: Is Canceling Always the Best Option?

(FinancialHealth.net) - Between paying down debt and boosting your credit score, balancing finances can be a challenge. The ultimate goal is to have enough...
How to Check Your Credit Report for Errors

How to Check Your Credit Report for Errors

(FinancialHealth.net) - Your credit score is a measurement of your financial history. If you have a low credit score, it’s harder to get loans,...
When Considering 0% Balance Credit Card Transfer Offers, What’s Most Important?

0% Balance Credit Card Transfer Offers – What Factor Is Most Important?

(FinancialHealth.net) Smart Quiz: 0% Balance Credit Card Transfer Offers - What's The Most Important Factor? Duration of Promotion Interest Rate Type of Debt Credit Limit Answer:...
What is the Most Effective Way of Saving Money While Holiday Shopping?

What is the Most Effective Way of Saving Money While Holiday Shopping?

(FinancialHealth.net) Smart Quiz: What is the Most Effective Way of Saving Money While Holiday Shopping? Create A Shopping List Use Cash Only Avoid Gift Wrapping ...