Pay Off Debt With Great Short Term Results

Pay Off Debt With Great Short Term Results
Smart Quiz: How to Pay Off Debt With the Best Short Term Results?Bankruptcy Snowball Method Avalanche Method Winging ItAnswer: Snowball MethodBeing stuck in a cycle of debt is overwhelming. The bad news is it won't go away on its own. The good news is, you can take progressive steps to tackle it and hopefully get it paid off...

Assuming Timely Payments, What Impacts Your Credit Score the Most?

Assuming Timely Payments, What Impacts Your Credit Score the Most?
Smart Quiz: Assuming Timely Payments, What Impacts Your Credit Score the Most?New Credit Credit Utilization Frequency Credit History Credit Utilization RatioAnswer: Credit Utilization Ratio Your credit score is important, whether you need or want credit or not. It isn’t just used to assess financial credibility anymore, but responsibility in general. From potential employers to insurance companies and banks, a...

Which of These is Not a Credit Bureau?

Which of These is Not a Credit Bureau?
Smart Quiz: Which of These is Not a Credit Bureau?Credit Karma Equifax Experian TransUnionAnswer: Credit Karma A lot of people use Credit Karma to track their credit activity, but it is not a credit bureau. Credit Karma is a private site that does offer valuable information and tools. And while you may be able to review items and see...

What Type of Debt Should You Pay Off First?

What Type of Debt Should You Pay Off First?
Smart Quiz: What Type of Debt Should You Pay Off First?Credit Card Car Payment Mortgage Student LoansAnswer: Credit Card As of August 2018, Americans owed a staggering 830 billion dollars in credit card debt. With a population of around 327 million people, that works out to over $2,500 for every man, woman and child in the country. Of these...

Which Choice Is Most Likely to Determine a Person’s Net Worth at the Prime of Their Life?

Which-Choice-Is-Most-Likely-to-Determine-a-Persons-Net-Worth-at-the-Prime-of-Their-Life
Smart Quiz: Which Choice Is Most Likely to Determine a Person's Net Worth at the Prime of Their Life?Lifestyle Decisions University Attended Political Orientation Career DecisionsAnswer: Lifestyle Decisions Knowing how much you are "worth" is one way to measure your wealth. The college you go to won’t mean anything if you don’t pay off your debts or get a...

What is the Best Way to Remove Negative Information From Your Credit Report?

What is the Best Way to Remove Negative Information From Your Credit Report?
Smart Quiz: What is the Best Way to Remove Negative Information From Your Credit Report? Negotiate Terms File a Dispute Pay Off Debts Wait One YearAnswer: Negotiate Terms Most people think that filing a dispute is the best way to remove negative information from your credit report, but that’s not as reliable as negotiating terms. Banks quickly deny disputes, but...

One of the Most Common Frauds Against Debit and Credit Cards is…

One of the Most Common Frauds Against Debit and Credit Cards
Smart Quiz: One of the Most Common Frauds Against Debit and Credit Cards is...Skimming BIN attack Card not present Identity TheftAnswer: Card not present You’ve probably heard at least one horror story about someone trying to use their debit card and finding it declined for insufficient funds; or someone who has received a dreaded call from the bank to...

Which Bills Can Often Be Slashed With a Phone Call?

Which Bills Can Often Be Slashed With a Phone Call?
Smart Quiz: Which Bills Can Often Be Slashed With a Phone Call?Cable provider Internet provider Cell Phone provider All of the aboveAnswer: All of the above Looking for ways to slash your monthly budget? While your cable, internet, and phone bills seem static, they are often negotiable and can be easily reduced. All it takes is a simple phone...

Which Types of Debt Are Considered Healthy?

Which of These Types of Debt Is Considered Healthy?
Smart Quiz: Which Types of Debt Are Considered Healthy? Payday Loan Credit Card Cash Advance Home MortgageAnswer: House Mortgage Approximately 66 percent of American homeowners have mortgage debt. Taking on a large debt like a mortgage can seem overwhelming, but it comes with lots of benefits, mostly in the form of tax breaks. There may also be capital gains benefits if...

How to Make a Realistic Budget

How to Make a Realistic Budget
Smart Quiz: How to Make a Realistic BudgetPlanning for Future Raises Looking at Your History Accepting Your Debts Delaying Your RetirementCorrect Answer: Looking at Your History Many people consider the idea of budgeting about as exciting as going to the dentist; however, budgeting is the golden ticket to financial security, enjoyment of life, stress reduction and peace-of-mind. In fact,...