Why Rewards Credit Cards Aren’t All They’re Cracked Up to Be

Why Rewards Credit Cards Aren't All They're Cracked Up to Be
(FinancialHealth.net) - Rewards credit cards seem like such a great option. Not only do you get to have a line of credit in your name to spend as needed, but you can also earn ideal rewards each time you use the cards. While this may sound like a great deal to many, rewards cards aren’t actually all they’re cracked...

When Should You Cancel an Unused Credit Card?

When Should You Cancel an Unused Credit Card?
(FinancialHealth.net) Smart Quiz: When Should You Cancel an Unused Credit Card? A) You Should Never B) You Should Always C) If It Has a Fee D) If High Interest Rate Answer:  C) If It Has a Fee Between paying down debt and boosting your credit score, balancing finances can be challenging. The ultimate goal is to have enough buying power to make big purchases at a...

Which One of These Company Names Would a Scammer Use to Steal Your Account Information?

Which One of These Company Names Would a Scammer Use to Steal Your Account Information?
(FinancialHealth.net) Smart Quiz: Which One of These Company Names Would a Scammer Use to Steal Your Account Information? a. Costoco.com b. Amazon.com c. Google.com d. Nike.com Answer: Costoco.com A simple typographical error or spammy ad link could land any one of us on a website that looks legitimate but has actually been designed to steal our personal information. Typosquatting is a common scam, but it is...

The Only Time It’s OK To Give Out Personal Financial Information Over The Phone Is When…

The Only Time It’s OK To Give Out Personal Financial Information Over The Phone Is When…
(FinancialHealth.net) Smart Quiz! The Only Time It’s OK To Give Out Personal Financial Information Over The Phone Is When… Answer: You Called First Sophisticated scam artists are calling people from what appears to be their bank’s Caller ID and will seem to have your personal banking information, including digits of your account number, home address, employment information, mother's maiden name, and even items...

0% Balance Credit Card Transfer Offers – What Factor Is Most Important?

When Considering 0% Balance Credit Card Transfer Offers, What’s Most Important?
(FinancialHealth.net) Smart Quiz: 0% Balance Credit Card Transfer Offers - What's The Most Important Factor? Duration of Promotion Interest Rate Type of Debt Credit Limit Answer: Duration of Promotion Being stuck in credit card debt can feel like being trapped in an endless pit with with no way to climb out. One way to get out of credit card debt is to...

What is the #1 cause of major asset seizures after 65?

What is the #1 cause of major asset seizures after 65
(FinancialHealth.net) Smart Quiz! What is the #1 cause of major asset seizures after 65? Answer: Medical Coverage Gaps Specifically, Medicare has so many limits and hoops to jump through that you could develop a whole new medical issue just dealing with them. Medicare Part A has no monthly premium and primarily covers hospital care, but it has a hefty copay for overnight stays...

What is the Most Effective Way of Saving Money While Holiday Shopping?

What is the Most Effective Way of Saving Money While Holiday Shopping?
(FinancialHealth.net) Smart Quiz: What is the Most Effective Way of Saving Money While Holiday Shopping? Create A Shopping List Use Cash Only Avoid Gift Wrapping Avoid Self-Shopping Answer: Create A Shopping List Preparing for the holidays can be intimidating and exhausting or it can be peaceful and meaningful. Knowing you will avoid the regret of holiday debt after the holidays are over...

This Loan Helps Rebuild Credit

This Loans Help Rebuild Credit
(FinancialHealth.net) Addressing Credit Problems With a Credit-Builder Loan Borrowing money can be difficult for those who have a low credit score. When banks review an application for a loan, their main consideration is whether or not a person can make good on their promise to pay back what they borrow. A low credit score or a credit history indicating a pattern...

The Best Way to Check Whether a Debt Collector is a Scam Artist is By…?

The Best Way to Check Whether a Debt Collector is a Scam Artist is By…?
(FinancialHealth.net) Answer: Phone Number Search When debt collectors call, you need to be sure that they really are who they say they are before you hand over your money. Legitimate collection companies do contact people by telephone, but scammers posing as debt collectors also use the same strategy to collect on accounts that are closed, paid off, or don’t even exist. One...

Which of These is Not a Credit Bureau?

Which of These is Not a Credit Bureau?
(FinancialHealth.net) Smart Quiz: Which of These is Not a Credit Bureau? Credit Karma Equifax Experian TransUnion Answer: Credit Karma A lot of people use Credit Karma to track their credit activity, but it is not a credit bureau. Credit Karma is a private site that does offer valuable information and tools. And while you may be able to review items and see...

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3 Ways to Make More Than $5 on Fiverr.com

3 Ways to Make More Than $5 on Fiverr.com

Fiverr.com is a website that allows freelancers to offer various services for $5 per gig. Customers can browse for all types of services, including...