Credit & Debt

What is the Leading Cause of Bankruptcy in the US?

#1 Cause of Bankruptcy in the US

(FinancialHealth.net) - Bankruptcy filings are usually thought to be caused by irresponsible spending habits and poor life choices. In many cases they are, but...
Which of These is Not a Credit Bureau?

How Credit Karma is Different From a Credit Bureau

(FinancialHealth.net) - A lot of people use Credit Karma to track their credit activity, but it is not a credit bureau. Credit Karma is...
How Long Does Negative Information Stay on Your Credit Report?

How Negative Information Affects Your Credit Report

(FinancialHealth.net) - Your credit score is one of several factors that go into determining final approval on a new line of credit. If you...
What is the Best Way to Remove Negative Information From Your Credit Report?

How to Remove Negative Information From Your Credit Report

(FinancialHealth.net) - Most people think that filing a dispute is the best way to remove negative information from your credit report, but that’s not...
Why Rewards Credit Cards Aren't All They're Cracked Up to Be

Credit Cards: Are “Reward Points” Really Worth It?

(FinancialHealth.net) - Rewards credit cards seem like such a great option. You get to have a line of credit to spend as needed and...
When Should You Cancel an Unused Credit Card?

Credit Cards: Is Canceling Always the Best Option?

(FinancialHealth.net) - Between paying down debt and boosting your credit score, balancing finances can be a challenge. The ultimate goal is to have enough...
How to Check Your Credit Report for Errors

How to Check Your Credit Report for Errors

(FinancialHealth.net) - Your credit score is a measurement of your financial history. If you have a low credit score, it’s harder to get loans,...
When Considering 0% Balance Credit Card Transfer Offers, What’s Most Important?

0% Balance Credit Card Transfer Offers – What Factor Is Most Important?

(FinancialHealth.net) Smart Quiz: 0% Balance Credit Card Transfer Offers - What's The Most Important Factor? Duration of Promotion Interest Rate Type of Debt Credit Limit Answer:...
This Loans Help Rebuild Credit

This Loan Helps Rebuild Credit

(FinancialHealth.net) Addressing Credit Problems With a Credit-Builder Loan Borrowing money can be difficult for those who have a low credit score. When banks review an application...
ONE Payment Method Offers The Most Protection From Fraud and Theft

ONE Payment Method Offers The Most Protection From Fraud and Theft

Smart Quiz: ONE Payment Method Offers The Most Protection From Fraud and Theft a. Gift Cards b. Credit Cards c. Debit cards d. Pre-paid Cards Answer: Credit Cards There is...