Which Types of Debt Are Considered Healthy?

Which of These Types of Debt Is Considered Healthy?
Smart Quiz: Which Types of Debt Are Considered Healthy? Payday Loan Credit Card Cash Advance Home MortgageAnswer: House Mortgage Approximately 66 percent of American homeowners have mortgage debt. Taking on a large debt like a mortgage can seem overwhelming, but it comes with lots of benefits, mostly in the form of tax breaks. There may also be capital gains benefits if...

Which of These Selling From Home Methods is the Most Time Consuming?

Which of These Selling From Home Methods is the Most Time Consuming?
Smart Quiz: Which of These Selling From Home Methods is the Most Time Consuming?eBay OfferUp Craigslist Garage SaleAnswer: eBay Creating items to sell, getting organized, decluttering and making money are just some of the many great reasons people sell from home. The results of selling can offer peace of mind, extra money in the bank and more organization in...

0% Balance Credit Card Transfer Offers – What Factor Is Most Important?

When Considering 0% Balance Credit Card Transfer Offers, What’s Most Important?
Smart Quiz: 0% Balance Credit Card Transfer Offers - What's The Most Important Factor?Duration of Promotion Interest Rate Type of Debt Credit LimitAnswer: Duration of Promotion Being stuck in credit card debt can feel like being trapped in an endless pit with with no way to climb out. One way to get out of credit card debt is to...

What is the Most Effective Way of Saving Money While Holiday Shopping?

What is the Most Effective Way of Saving Money While Holiday Shopping?
Smart Quiz: What is the Most Effective Way of Saving Money While Holiday Shopping?Create A Shopping List Use Cash Only Avoid Gift Wrapping Avoid Self-ShoppingAnswer: Create A Shopping List Preparing for the holidays can be intimidating and exhausting or it can be peaceful and meaningful. Knowing you will avoid the regret of holiday debt after the holidays are over...

When You're Discouraged About Finances, What Helps the Most?

When You’re Discouraged About Finances, What Can You Do?
Smart Quiz: When You're Discouraged About Finances, What Helps the Most?Save More Spend Some Make a Plan Set GoalsAnswer: Set Goals From the kid with a $5 allowance to the retiree who dreams of spending their winters on a cruise ship, feeling discouraged about finances is real. It causes a deep sense of depletion, exhaustion and often self-doubt. Fortunately, with a...

Which One of These Company Names Would a Scammer Use to Steal Your Account Information?

Which One of These Company Names Would a Scammer Use to Steal Your Account Information?
Smart Quiz: Which One of These Company Names Would a Scammer Use to Steal Your Account Information? a. Costoco.com b. Amazon.com c. Google.com d. Nike.com Answer: Costoco.com A simple typographical error or spammy ad link could land any one of us on a website that looks legitimate but has actually been designed to steal our personal information. Typosquatting is a common scam, but it is...

It’s Time to Pare Down Your Debt, But Where Do You Start?

What Type of Debt Should You Pay Off First?
Start With Your Credit Cards (FinancialHealth.net) - As of August 2018, Americans owed a staggering 830 billion dollars in credit card debt. With a population of around 327 million people, that works out to over $2,500 for every man, woman and child in the country. Of these people, approximately 43 percent have a balance that carries over from month to month,...

Smash BAD Credit Card Interest Rates Like This

Introductory credit card rates sounds great until your once "good deal" turns very very bad. Oftentimes, the best an only way out of credit card hell is a personal loan specifically earmarked for debt consolidation purposes. Once you get approved for a debt consolidation loan, you can literally pay off your credit cards with a few keystrokes. About 15 days later...

The Best Way to Check Whether a Debt Collector is a Scam Artist is By…?

The Best Way to Check Whether a Debt Collector is a Scam Artist is By…?
Answer: Phone Number Search When debt collectors call, you need to be sure that they really are who they say they are before you hand over your money. Legitimate collection companies do contact people by telephone, but scammers posing as debt collectors also use the same strategy to collect on accounts that are closed, paid off, or don’t even exist. One...

If You Think Your Identity Has Been Stolen, The First Call You Should Make Is To…

If You Think Your Identity Has Been Stolen, The First Call You Should Make Is To…
Smart Quiz! If You Think Your Identity Has Been Stolen, The First Call You Should Make Is To… Answer: The FTC Identity theft totally sucks, period. If your identity has been stolen, the Federal Trade Commission says you should call them at 1-877-438-4338 or use their website at IdentityTheft.gov to file an official report. Read on for additional steps to limit the...

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How to Know if Your Online Date Match Might Be a...

Vet Your Match and Avoid Falling Prey Diving back into the dating pool at any time can be nerve-wracking, but imagine having to worry about...