Credit & Debt

Navigating credit and debt may be more challenging than you may realize. That is why at Financial Health Network, our expert team of writers provides up to date content about how to handle your credit and debt.

From understanding the differences between credit inquiries, understanding how to manage debt, and more, you can learn a lot from our free credit and debt section. You could even find ways to improve your credit score!

There is so much information about credit and debt. Don’t feel overwhelmed when managing it. Learn ways you can become a credit and debt management rockstar through the help of our experts!

What Type of Debt Should You Pay Off First?

It’s Time to Pare Down Your Debt, But Where Do You Start?

(FinancialHealth.net) - As of the second quarter of 2020, Americans owed a staggering $14.7 trillion in consumer debt. While not every type of debt is...
Is Bankruptcy the Answer?

Making the Decision to File for Bankruptcy

The decision to file for bankruptcy isn’t one to take lightly. Individuals who are facing large credit card balances, medical bills and past-due mortgage...
How You’re Ruining Your Credit

How You’re Ruining Your Credit

You think you’re doing everything right. You have a credit card or two, you’re making regular payments, and maybe you even have a small...
Pay Off Debt With Great Short Term Results

Short-Term Methods For Tackling Debt

(FinancialHealth.net) - Being stuck in a cycle of debt is overwhelming. The bad news is it won't go away on its own. The good...
How to Haggle with Lenders on Old Debts

How To Settle On Old Debt

If you regularly cringe at the mail and wonder how you're going to pay old bills, you're not alone. Millions of Americans struggle with...
Best Way to Raise Your Credit Score After Retirement

Value Your Credit Score Even After Retirement

(FinancialHealth.net) - Life continues changing after retirement. You may need to replace an older vehicle or purchase a new home. Big purchases like these...
Which of These is Not a Credit Bureau?

How Credit Karma is Different From a Credit Bureau

(FinancialHealth.net) - A lot of people use Credit Karma to track their credit activity, but it is not a credit bureau. Credit Karma is...
How Long Does Negative Information Stay on Your Credit Report?

How Negative Information Affects Your Credit Report

(FinancialHealth.net) - Your credit score is one of several factors that go into determining final approval on a new line of credit. If you...
What is the Best Way to Remove Negative Information From Your Credit Report?

How to Remove Negative Information From Your Credit Report

(FinancialHealth.net) - Most people think that filing a dispute is the best way to remove negative information from your credit report, but that’s not...
Why Rewards Credit Cards Aren't All They're Cracked Up to Be

Credit Cards: Are “Reward Points” Really Worth It?

(FinancialHealth.net) - Rewards credit cards seem like such a great option. You get to have a line of credit to spend as needed and...

Benefits of a Good Credit Score

A credit score is an important component in gaining financial stability. In fact, your credit score can dictate a lot of your financial decisions...

Should You Ever Buy a Brand New Car?

The value of a new car can depreciate by 9-11% as soon as it leaves the dealership. That being said, the depreciation of your...

How to Manage a Rental Property

It’s easier than you may realize to manage a rental property. Many people believe that they need to be a trained professional, real estate...

Reasons People are Hesitant to Go Solar

While solar can be a great option for some homeowners, it isn’t a great fit for everyone. Those that do not have enough space...