4 Tips For Penny Stock Investors

4 Tips For Penny Stock Investors
(FinancialHealth.net) - Contrary to the name, it’s very rare for a penny stock to actually cost a penny. The United States Securities and Exchange Commission (SEC) considers any stocks that cost under $5 per share to be penny stocks. Penny stock shares are typically shares of small companies, and they trade via the pink sheets or the over-the-counter bulletin...

The Importance of Personal Finance as a College Course

The Importance of Personal Finance as a College Course
(FinancialHealth.net) - Countless colleges offer personal finance courses to students. The problem many people are seeing is that these courses are not mandatory. They are there to take if the student wishes, or if he is planning to major in a finance-related degree. Knowing about money, budgeting, and personal finance shouldn’t be a choice. Every college student should be...

How Sanders and Warren Are Shafting American Workers

Sanders and Warren: Their Tax Plan Will Hurt Workers
(FinancialHealth.net) - Senator Bernie Sanders (D-VT) and Senator Elizabeth Warren (D-MA) have told the American people that they will give out a lot of free stuff if they’re elected. Free college and free healthcare are just two of their proposals. To pay for all of the free programs, they've both said they'll place a wealth tax on America's most successful...

Top Five Financial Threats Facing Seniors

Top Five Financial Threats Facing Seniors
(FinancialHealth.net) - Seniors are more likely to experience threats to their finances, as more people target them thinking they will be naive to what is happening. Phone call scams and Internet hacks are especially important for older adults to look out for. But, there are five top financial threats facing seniors regularly. Phone Scams People attempting to steal the identity of...

FL Governor Announces Big Changes to State’s Prepaid College Plan

FL Governor Announces Big Changes to State's Prepaid College Plan
(FinancialHealth.net) - Parents in Florida who bought prepaid college plans for their kids received good news this week. Florida Governor Ron DeSantis announced the state is giving out $500 million in cash refunds to parents who bought the plans, with the average payout being $4,700. That's not all. Parents who are still paying for their plans will see their monthly...

Text Message Scams and How They Threaten Your Finances

Text Message Scams and How They Threaten Your Finances
(FinancialHealth.net) - Text messages are easy to send and receive, allowing people to communicate at their will instead of when the other person answers the phone. However, don’t think that just because you’re texting you no longer have to deal with telephone scams. Sure they may not call you at all hours of the day, but many scammers are...

The Dark Truth of Warren’s Student Loan Plan

Warren's Student Loan Plan: Too Good to Be True
(FinancialHealth.net) - Senator Elizabeth Warren (D-MA) announced her plan to cancel student loan debt this week. Unfortunately, it looks like she’s going to punish America's most successful citizens in the process. Warren's plan will cancel up to $50,000 of student loan debt for people who make under $100,000 annually. For those who make over that but up to $250,000, a...

Don’t Buy Another New Car Until You Read This

Don’t Buy Another New Car Until You Read This
(FinancialHealth.net) - Considering a big-ticket purchase like a car? Halt in the name of sensible financial decisions! Before you move forward, you must understand how to shop for and/or finance a car in a way that makes sense for your budget. Car dealerships are notorious for milking people and bluffing about the actual condition of the vehicles held in...

Why Rewards Credit Cards Aren’t All They’re Cracked Up to Be

Why Rewards Credit Cards Aren't All They're Cracked Up to Be
(FinancialHealth.net) - Rewards credit cards seem like such a great option. Not only do you get to have a line of credit in your name to spend as needed, but you can also earn ideal rewards each time you use the cards. While this may sound like a great deal to many, rewards cards aren’t actually all they’re cracked...

Tokens Anyone?

(FinancialHealth.net) - Cryptocurrency. Bitcoin. Do you remember when that trend started and everyone thought it was just a passing phase? Something that was mainly used between gamers and really didn’t matter much if you weren’t part of that world? Cryptocurrencies are a complex sequence of mathematical formulas run on a computer, shared on a public ledger by use of blockchain...

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To Help Manage a Family Member’s Finances, What Legal Document Do You Need to File?

To Help Manage a Family Member’s Finances, What Legal Document Do...

(FinancialHealth.net) Smart Quiz: To Help Manage a Family Member’s Finances, What Legal Document Do You Need to File? a: Durable POA b: Notarized living will c: SSA-form 120 d:...