Free Federal Education Grants

Do you want to receive a degree, but you are worried about your finances? Are you constantly thinking of ways you can afford to attend your dream school? Fortunately, the federal government can help you. There are so many people who need help when it comes to tuition fees and educational costs. This is why you will find educational grants from the federal government. You will be able to afford your education and not remain constantly overwhelmed with your finances. These grants will provide funds to recipients and you do not need to repay them. You may not need to take out student loans to afford a good education.

What are the Different Types of Federal Educational Grants?

There are two different types of educational grants. These programs are needs-based grants and merit-based grants. With a needs-based grant, you will be able to receive the grant based on your financial need. On the other hand, merit-based grants provide grants based on academic accomplishments. Academic accomplishments include: good grades, community roles, and more! You will find grants from different resources, which include: private organizations, companies, state governments, and many more. But, the federal government is a better resource because they have more funding options for grants.

Some of the popular educational grants from the federal government are the following:

  • Academic Competitiveness Grant
  • Pell Grant
  • Federal Supplemental Educational Opportunity Grant (FSEOG)
  • SMART Grant

You will also find that there are different types of federal assistance available based on the future career path, your family history, and more. To qualify and apply for federal educational grants, you will definitely need to fill out the Free Application for Federal Student Aid (FAFSA). This application form will define how much assistance you need for assistance. It is essential that you fill out and submit your FAFSA on time. There is no substitute or late submission for this application form. If you want to avoid missing deadlines to submit the FAFSA form, then you should find out when it is due.

Understanding Different Types of Popular Grants

As mentioned above, there are many different types of federal educational grants. These grants will help you afford a college degree and not worry about your finances. You will be able to work on your degree and graduate debt-free. There are several grants that you can apply for that the federal government funds.

Pell Grant

Pell Grant is one of the most popular federal educational grants. It is the largest provider of student grants. The Pell Grant offers grants that cover tuition fees, which will provide financial relief to undergraduates. These grants require you to meet eligibility requirements to qualify. In order to qualify for the Pell Grant, you need to prove that you are in financial need. Additionally, you will need a qualifying cost of attending school and be a full-time student. These factors determine whether or not you can receive a Pell Grant or not. The amount you can receive changes each year.


This grant is the National Science and Mathematics Access to Retain Talent Grant. You will find that the SMART grant assists third and fourth year students with low income, who are not eligible to receive other grants. Similar to the Pell Grant, you will need to meet  eligibility requirements. This includes majoring in a STEM or in-demand foreign language field. You will need to be a STEM major or study a foreign language, in order to be eligible for the SMART grant.

Federal Academic Competitiveness Grant

With the Academic Competitiveness Grant, it helps first and second year students with a strong high school background to receive financial relief. This grant is a combination of need-based and merit-based factors to receive the grant. If you want to qualify, then you need to be a Pell Grant recipient. You will also need to be enrolled full-time at a two year college or four year college. Additionally, you will need to maintain a minimum GPA of 3.0. The amount varies, depending on whether you are a first year or a second year. This grant cannot cover all of the educational expenses, but it will help provide financial relief.

Federal Supplemental Educational Opportunity Grant

As for the Supplemental Educational Opportunity Grant, this grant offers different forms of assistance on campus. You can receive this type of grant, if you are financially qualified.

Other Federal Grants

The four federal grants that are listed above are the most popular grants. But, there are other federal educational grants that you can look into. There are grants that are based on a person’s career choice. As an example, the Teacher Education Assistance for College and Higher Education (TEACH) grant will provide funding each year to help you out, financially. But, you will need to agree to teach in high-need areas once you graduate. Additionally, there are even Iraq and Afghanistan Service Grants that offer funds to students that lost a parent while serving in the U.S. military. You can also find financial assistance for military service members and provide reimbursement for their college education.


If you are planning on going to college and you cannot find the money for it, then you should definitely think about applying for an educational grant from the federal government. You can apply in different sectors, but you will find more funding options with the federal government. The first thing you need to do before you apply for a federal education grant is fill out a FAFSA application form. Make sure to submit your FAFSA form as soon as possible, because there is no substitute. You will find different forms of federal education grants. The first type is needs-based, where the grant is distributed based on financial need. As for the second type, which is merit-based, the grant is distributed based on your academic accomplishments.

Going to college is stressful enough as it is, which is why it is a great idea to apply for a federal educational grant. You will not have to simultaneously worry about your finances and submitting your assignments on time.