19 Ways For Seniors To Save A Lot Of Money

By Jacob Daniels May 08, 2020

Senior citizens are amongst the most savvy when it comes to saving and spending their money. According to the statistics, seniors own more homes and enjoy more vacations than any other age group. We want to help you take advantage of the many discounts and deals available so you can continue to enjoy your retirement and live your life without any extra costs.

There are tons of companies and programs that offer great discounts to those 50 and older. However, many of these deals are still unknown. We spend countless hours compiling this list so you can continue living the way you want to live and save money while doing it. So please, enjoy our list and please share this with others you know might be interested.

1. HOME SECURITY – $850 off and $100 Visa Gift Card From Protect Your Home!

This money saving idea is also for senior homeowners, so if you don’t own a home, you can skip this one.

This money saving idea is also for senior homeowners, so if you don’t own a home, you can skip this one.

Did you know that a home without a home security system is more likely to be broken into than a home with a security system? While a home alarm system isn’t just meant to stop burglars and intruders, it can also be a big money saver.

A house alarm can save you money on your homeowners insurance and if you are a senior or live alone, a high functioning home alarm system can help get you medical aid in the case of a life threatening emergency.

Protect your home currently offering a $850 worth of free security equipment along with a $100 Visa Reward Card from protect your home.

Join America’s #1 Smart Home Security System Today »



One of the hardest hit populations from the 2008 financial crisis were those going into their golden years and senior citizens. We are now witnessing a potential debt crisis with millions of seniors struggling with credit card debt, and personal loan debt*. This is unacceptable and there is a way out. It’s very simple and will take you minutes to see if you qualify.

With tens of millions of seniors taking jobs in retirement, living pay check to pay check, or on a fixed income, our seniors simply deserve better.

If you have over $30,000 in credit card and/or personal loan debt, then this program could be perfect for you.

Check now: Senior citizens are seeing if they qualify to reduce their unaffordable debt. There is absolutely no cost to see if you qualify. Click here to see if you could get it » 

*Statements made based on data from Forbes.com article The Next Recession Will Show The Stark Reality Of The Retirement Crisis.

Click Here To Get Out Of Debt Without A Loan »


Home insurance is simply the most important investments you could make to prepare yourself for a recession. Your home is among the most valuable assets you possess in your lifetime, so it’s extremely important that you protect it. When a recession hits the economy, everything falls apart and the last thing you’ll need is some unforeseen event such as a fire, vandalism, thunderstorms, floods, or any other natural disaster hitting your home. If something happens to your home and you’re not protected during a recession, you will be in serious trouble. That’s why a good Home Insurance Policy is so important for recession preparation.

We’ve partnered with one of the top sites to search for the best, most reliable home insurance.

Compare homeowners Insurance Rates Here »

4. Seniors Can Get Reduced Electric Bills With This Program


Seniors who live in qualified zip codes across the country are slashing their monthly electric bill by taking advantage of these special programs and going solar.

With new tax credits and state incentive rebate programs available, you can upgrade to solar for $0 down and no out of pocket expenses. This makes going solar a no-brainer decision for many who were interested in having solar panels installed before, but we’re worried about the costs involved.

Not only will going solar help you save money monthly, but this new upgrade can help increase the value of your home. The average house price in New Jersey sold for over $32,000 more after switching to solar.

To see what solar programs are available for you, follow this easy 2 step process.

Step 1: Select your state below

Step 2: Input your zip code and complete the short questionnaire to see what qualify for now

See If Your Zip Code Is Part Of The Program >>

5. Never Pay For Home Repairs Again

Unexpected home repairs can be a nightmare and literally wipe out your bank account. This can be catastrophic, especially for seniors living on a fixed budget.

With this new home warranty program, you can save thousands of dollars on costly repairs when you need it most. Now, you’ll never have to pay for covered application failures, roofing problems, electrical issues, broken furnaces, and any other appliance at the end of its life cycle again.

Many homeowners make the mistake of assuming their major appliances are covered under their homeowners insurance, that is until their furnace or refrigerator breaks down and they are left paying hundreds or even thousands of dollars out of pocket. 

Luckily, savvy homeowners can take advantage of this new home warranty plan regardless of when their home was purchased. Even if you purchased your home over 20 years ago, you are covered under the event of unforeseen repairs. The best part is, if for some reason it can not be fixed, they’ll automatically replace it!

Take advantage of this exclusive offer and get your Home Warranty Program today!

Get Cheaper Homeowners Insurance Today

6. PowerVolt- Cut Your Electric Bill In Half! – Save Money! Help The Environment!

Thanks to this new Nikola-Tesla-inspired technology, consumers can save hundreds to thousands of dollars every year on their electric bills.

PowerVolt is a small, compact, affordable, and easy-to-use plug-in unit that stops unnecessary power from entering the electrical cables and overloading the network. EcoServe is your power company’s worst nightmare. It’s easy to connect, simply plug into the outlet closest to your breaker box. 

PowerVolt is your power company’s worst nightmare. Big Energy is threatened by this device and its potential to cut into profits! However, thanks to the Internet, the secret is out, and everyday people are now reaping the rewards of less power consumption overall.

Get PowerVolt Today


Remember when the gas prices were just 60 cents a gallon? The good ‘ol days where owning a car didn’t destroy your bank account? Well, gas is just one of the many expenses towards owning a car, you also need upkeep, repairs, and most of all….auto insurance.

With auto insurance, people don’t realize that they are paying a significantly higher rate than they should. They may think they are getting a fair rate but are really just getting robbed. Recent studies show that just 5% of people pay less than $50 per month for auto insurance.

If you’ve had a clean driving record in the last 3 years, chances are you are probably overpaying by 70% or more. The best way to find out is by comparing quotes from multiple insurers. It is simply the best way to find out if you are paying the least possible.

We want to help you save. With this quick and easy process, all you need to do is fill out a simple form and you will receive quotes instantly.

Use your well deserved discount and save, starting today with a free Quote!

 Click Here To Save On Auto Insurance »

8. Can You Get $3,000/year Taken Off Your Mortgage Payment With The Government Sponsored “HiRo” Program?

Banks Don’t Want Homeowners Knowing This

Still unknown to many is a brilliant Government sponsored mortgage program called the High LTV Refinance Option (HiRO) that could benefit millions of Americans and reduce their payments by as much as $3,000 per year! You could bet the banks aren’t too thrilled about losing all that profit and might secretly hope homeowners don’t find out before time runs out.

So while the banks happily wait for this program to end, there’s a top-down push going on urging homeowners to take advantage. This program could expire at any time. But the good news is that once you’re in, you’re in. If lowering your payments, paying off your mortgage faster, and even taking some cash out would help you, it’s vital you act now and see if you could qualify for HiRO or a better program in today’s marketplace. 

URGENT: So many homeowners could still benefit today, but sadly, many perceive HiRO to be too good to be true. Remember, HiRO is a government sponsored program and there’s absolutely NO COST to see if you qualify. See if you qualify now before it’s gone >>

How Do I Qualify?

Step 1: Click your state on the map to instantly connect with lenders for free.

Step 2: Check your new lower rate and save money! Click here to see your new low rate.

Select your State:

 Yes I Want To Lower My Mortgage »


Have you ever seen the check engine light and simply ignored it? Have you ever thought about why you ignored it? Well, I know for me I would do just about anything to avoid going into an auto repair garage. I know they are going to try an up-charge me for repairs I don’t need, I’ll have to shell out $150 an hour for “labor” and worst of all, they might not even fix the problem. What follows ignoring the check engine light is a severely damaged car and thousands of dollars of repairs.

Seniors, unfortunately, fall victim to these mechanic scams more often than not. Mechanics view our senior citizens as the ultimate prey. Well FIXD is turning the tables, and mechanics hate it.

FIXD, a brilliant car gadget invented by a group of MIT grads, eliminates this whole process by immediately and simply diagnosing what’s wrong with your car. If you’re low on radiator fluid but your mechanic tells you that you’re transmission is out- you know he is lying.

Unfortunately, occurrences like these are quite common in the auto industry. Especially with seniors. With FIXD, you will never have to trust a mechanic again. FIXD puts the mechanic in your pocket and saves you thousands.

Save yourself thousands of dollars in repairs. Click here or the button below to find out more about FIXD.

Click Here To Learn More About FIXD


Broken and leaky windows are a massive inconvenience for anyone, not to mention quite costly. Recently, the cost of window replacement or repair has become more affordable. Especially for seniors. Senior homeowners can save up to 40% retailer prices and can save significantly on your electricity bill, just by fixing leaky windows. That alone is worth the deal.

We’ve chosen Remodel Connection, where you come to get inspired, see what’s possible, and connect with a professional who will make your dream home a reality. Click below to take advantage of this exclusive offer.

Click Here For This Exclusive Offer By Remodel Connection


If you’re stuck with a Timeshare you never use, let the experts help you get your money back instead of struggling alone.

My Timeshare Expert helps you recoup the cost of your Timeshare by providing all the resources you need. Get a free quote with no risk and no obligation through My Timeshare Expert and let the experts tell you how to get thousands of dollars back on your investment.

Simply enter your information to get your free quote!

Click Here To Get Your Free Quote


Many senior citizens have a hard time qualifying for a new policy once they reach a certain age. The best way to get the cheapest life insurance policy possible is to compare quotes from multiple carriers. Luckily, National Family will automatically use your information to find you the best life insurance policy for your needs at much lower prices.

Check Now: Seniors can still get a $250K policy for as low as $15 per month! Remember, it doesn’t matter what age you are, affordable coverage is available by clicking here, or the button below.

Click Here To Save On Life Insurance »


Many restaurants offer senior discounts, but don’t advertise it. The best advice we can give is to always ask. The worst they can say is no. The best thing that can happen? Savings! Here is a list of national chains we know offer discounts to senior citizens. There are a few tricks you need to know. So read through this list thoroughly or better yet, print it out. You never know when it may come in handy. Again, wherever you go to eat, always ask. Bon appetit!

Applebee’s gives a 10% discount (reduced from 15%) to seniors age 60 and over who have the Applebee’s Golden Apple Card.

Arby’s gives 10% off for ages 55+.

Back Yard Burgers has a 10% senior discount for your order at participating locations, reasonably certain the age is 55 and over..

Burger King has a 10% discount for ages 60+, and additional discounts on coffee and soft drinks. As of Oct. 2015, though, Burger King may be like Denny’s, i.e., some stores give discounts and some don’t.

Chili’s is 10% off for ages 55+.

Denny’s gives 10% off for age 55+. They will make it 20% off if you are an AARP member. As of 2014, each franchise owner was making his/her own decisions regarding this, so your results may vary.

Dunkin’ Donuts does 10% off for ages 55+. Or a free donut (doughnut) when buying coffee.

IHOP is 10% off for ages 55+.

Jack in the Box has a 20% beverage discount for seniors age 55 and over. Though again, as of August 2013, the Jack-in-the-box discount may not be a sure thing.

KFC will give you a free small drink with a meal if you are 55+, although again, it’s reported some KFC’s will and some won’t.

Long John Silver’s has various discounts for 55+. Depends on location, so your results may vary.

McDonald’s has discounts on coffee and soft drinks for the 55+ crowd.

Outback Steakhouse has a 15% senior discount, age demarcation unknown.

Roy Rogers Restaurants gives a 10% discount for seniors, age demarcation unknown.

Sonic gives a choice of free beverage or 10% off for folks 60 and older.

Subway is 10% off for ages 60+; though at least occasionally, a store owner will deny the discount, either because they are uninformed or because of individual franchise policy.

Taco Bell is 10% off, apparently up from the former 5%; plus free beverages. Age requirement is 65 and over. Discount may be franchisee specific.

Wendy’s is 10% off for ages 55+, though at least one Wendy’s in Topeka, Kansas gave a free drink in place of the 10% discount. Not known if this is the new policy or a franchisee-specific incident.


Don’t want to, or physically can’t clean out your gutter? (ladders aren’t easy to climb)

LeafFilter provides a perfect solution to clogged gutters, so you don’t have to worry about the daunting task of cleaning them out yourself. Experienced and professional team members install our award-winning, patented design to your gutters – which keeps them permanently gunk free, for life!

Considered one of the largest home improvement companies in the U.S, LeafFilter prides themselves in not only servicing the best gutter guard on the market, but providing our customers with high-quality service.

Trusted by 200,000+ customers.

Get A Free No Obligation Estimate Here >>


If you’ve had the same cable provider for a long time, you might be missing out on some great features and overpaying for less. For a limited time, though, you Save $840 and lock in a two-year guaranteed rate of $59.99 per month by switching to DISH. DISH is offering 190 channels—including free premium channels—to qualifying customers. In addition, you may be qualified for a free voice remote, free installation (in up to 6 rooms), and free HD for life. Too busy to watch your favorite shows when they air? 

FREE $50 VISA GIFT CARD (courtesy of Satellite Deals upon signup)

FREE MOVIE CHANNELS (for 3 months)

FREE INSTALLATION (for up to 6 rooms)

This offer also includes a Smart HD DVR. Check PROMOTIONS in your area before this offer ends.

*With a 2 year price guarantee on AT120 compared to everyday price

*Google integration requires internet-connected Hopper, Joey, or Wally, and any Google Assistant-enabled device.

Save On Premium Channels With DISH 


If you were looking to purchase a new home, you can use one of these programs to buy with $0 down.

New Federal and state programs have made it easier than ever to qualify and take advantage of this amazing opportunity.

Simply click the button below and complete the short survey to see what programs you qualify for.

Click Here To See If You’re Eligible >>


This one’s for those of you ladies and gents who are looking for a safe place to meet someone. Don’t be afraid to put yourself out there. It’s easier now than ever to meet someone online, you can join SilverSingles.com today and take a peek at who is out there for you.

If you’re over 50 and single, take this as an opportunity to meet like-minded people who are committed in finding someone they truly want to spend their time with. Do this for yourself or for your kids who like to see you happy.

Start Your Trial Membership Now


Perfect posture can be hard to achieve on your own. BetterBack realigns and supports your spine so you can sit and stand naturally, even when you’re not wearing it.

Get out of your slump – Increase your energy and happiness by training your body to sit naturally.

Any time is spine time – Unlock the key to effortless posture in just 15 minutes a day.

Relief becomes routine – Wear BetterBack at your desk, on the couch, during flights, while you meditate – wherever life takes you! Ideal for all ages and all sizes, even pregnancy.

Click Here To Say Goodbye To Back Pain Today! >>


Christian healthcare plans have helped over 1M members skip the hassle and high prices of traditional healthcare. 

With medical sharing plans, you pay for what you need without enrollment periods or tax penalties for as little of ¼ of the price.

Your family counts on you for love, protection, and a quality of life. Give them the protection they deserve, with a healthcare plan you can trust. 

Click Here To See Which Plan Is Best For Your Family »

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