(FinancialHealth) – Online shopping has been growing in popularity, but this holiday season the practice will be commonplace. Thanks to COVID restrictions, a lot of people will be turning to a wide variety of online shops to fill in the gaps, using their credit and debit cards to pay for their purchases.
While credit and debit card scams run rampant throughout the entire years, the odds of having a card compromised definitely rise during the holiday season. So what can you do to safeguard your personal data while shopping online? Consider a temporary credit card number.
A temporary or disposable credit card number. You either go through your bank, credit card company, or a disposable card number service to get temporary numbers linked to your real card. In many cases, you can control the dollar limit assigned to the temporary card as well. As soon as you’ve made the purchase, you can cancel the temporary card number.
This technique does a couple of things. First, it protects your real card number from scammers. It can also protect you from changing prices or recurring charges, especially if you use a temporary service that allows you to set limits.
Start by checking with your bank or credit card provider to see if they offer temporary card services. If not, consider looking into one of these programs (we’re not affiliated with any of these programs):
No one needs the extra hassle of dealing with credit card fraud or identity theft. Every little bit of protection helps.
Do you use temporary credit card numbers when shopping online? Contact us and let us know what your favorite service is. We’d love to hear from you.
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