(NEWS) How Secure Is the SECURE Act?

Will Your Beneficiaries Pay for Changes to IRA Laws? In May, the House of Representatives voted for the SECURE Act and passed it 417 to 3. Now that this retirement reform law is headed to the Senate, it's a good idea to start thinking ahead to how it could impact your retirement savings.The goal of the law is to make...

Pre-Plan Your Funeral Now — Here’s Why

The Benefits of Preparing for End-of-Life Only 21.4% of Americans have their funeral plans spelled out for their loved ones, according to a 2017 survey by the National Funeral Directors Association. These aren’t easy decisions, of course, and thinking about the end of your life can be difficult or cause anxiety.Nevertheless, there are convincing reasons to start pre-planning a funeral...

Overcoming Those Savings Hurdles

The Gig Economy an Important Key to a Comfortable Retirement Even among full-time employees, pay can vary greatly from pay period to pay period. Hourly employees, for example, could work as few as 30 hours and still be considered full-time. A sales representative might work on commission, with their take-home pay depending heavily on how they perform each week.Variable income...

There’s No Wrong Way to Pay for Your Bucket List Adventures

But Some Payment Methods Might Be Better Than Others A bucket list should contain all the things you want to complete or experience in your lifetime. While these lists are fun to make, the reality is, whether it’s hiking through the Amazon rainforest or taking a cruise for the first time, it’s going to take funds to complete each item.Big...

There Are Several Perks to Seniors Having Roommates

Improve Your Quality of Life With a Companion As an older adult, living independently has many perks but one thing’s for certain, it can be lonely at times. One option is to get a roommate. Someone sharing the same residence can provide companionship, relieve financial strain and help with chores around the house. It can also help make seniors more...

What’s the Best Way to Downsize After Retirement?

Tiny Houses Are More Than Just a Cute Exterior Retirement means finally getting to do the things there wasn’t time for during the working years. Paving more room for fun and adventure means reducing chores and having less upkeep to care for around the property. One solution is to downsize to a tiny home. They are gaining popularity and here...

Why You Need a Senior Living Referral Agent

Why You Need a Senior Living Referral Agent
Ease the Transition to Assisted Living Making the switch from an independent home to a senior community or assisted living facility can be a challenging experience for everyone involved. There’s often a lot of uncertainty about where to start looking for the right complex that'll meet the needs of the patient. This is where a senior living referral agent comes...

Does a Debt-Free Retirement Appeal to You?

Best Thing About Retiring in a College Town
5 Things to Do Right Now for a Debt Free Retirement Lots of people have thoughts of the ideal retirement in the back of their minds. Being able to save enough to live comfortably can be important for a peaceful and prosperous future. Whether you have several years until retirement or you’re already there, if you haven’t already, today is...

The Only Time Social Security Will Call You is to Request Your Correct…

The Only Time Social Security Will Call You is to Request Your Correct
Smart Quiz: The Only Time Social Security Will Call You is to Request Your Correct... a. Address b. Birthdate c. Income d. Never Answer: Never The phone rings with a call from an unknown number who threatens to take your Social Security benefits or put you under arrest unless you can provide the personal information they request. It could be a terrifying prospect, if it...

Considering Taking Social Security Early? Read This First

Considering Taking Social Security Early? Read This First
Social security provides seniors with an income so they no longer have to work. While many wait until the true retirement age, which is between 65 and 67 (depending on your birth year), to claim the money, some people choose to tap into it early so they can start their retirement a little sooner. If you’re considering taking your...

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Best Loans for Credit Repair

Best Loans for Credit Repair

It’s never easy to get a great loan with low interest when you have bad credit, but it is necessary to get some sort...