Which of These Items is Generally Not Subject To Probate?

Which of These Items is Not Generally Included in Probate?
(FinancialHealth.net) Smart Quiz: Which of These Items is Generally Not Subject To Probate? Estates Less Than $100K A Savings Account Life Insurance Real Estate Answer: Life Insurance There are two certainties in life: death and taxes; and in most cases, one leads to another by way of probate and estate taxes. One method for ensuring your loved ones are taken care of...

The Only Time The Real Social Security Will Call You is to Request Your Correct…

The Only Time Social Security Will Call You is to Request Your Correct
(FinancialHealth.net) Smart Quiz: The Only Time Social Security Will Call You is to Request Your Correct... a. Address b. Birthdate c. Income d. Never Answer: Never The phone rings with a call from an unknown number who threatens to take your Social Security benefits or put you under arrest unless you can provide the personal information they request. It could be a terrifying prospect, if it...

How Do You Keep Your Loved One Safe in a Nursing Home?

(FinancialHealth.net) Safety and Security Are the Most Important Factors in Choosing the Right Care Solution Caring for an aging parent, especially one in poor health, can be a full-time job. Senior care requires more time and attention than many have to spare. For this reason, it’s common to turn to nursing homes for support during this particularly challenging season of life. Nursing...

Why Use A Senior Living Referral Agent?

Why You Need a Senior Living Referral Agent
(FinancialHealth.net) Ease the Transition to Assisted Living Making the switch from an independent home to a senior community or assisted living facility can be a challenging experience for everyone involved. There’s often a lot of uncertainty about where to start looking for the right complex that'll meet the needs of the patient. This is where a senior living referral agent comes...

Exactly How Much Social Security Can You Count On

Exactly How Much Social Security Can You Count On
(FinancialHealth.net) When it comes to retirement, one thing on most people’s minds is how much Social Security they'll get when they finally get to stop working. The main factor in determining this value is the overall wages earned in a lifetime, starting back from when wages were first taken from your paycheck. Here are a few ways to determine...

Making Your Spare Time Count for Something Awesome

Keeping Busy Once the Work Is Through Retirement comes after years in the making and is a bountiful reward for those who work hard. However, when they no longer have to go into the office or have a pow-wow around the conference table, it can lead to feelings of sadness and isolation. One solution is to volunteer free time and...

(NEWS) How Secure Is the SECURE Act?

Will Your Beneficiaries Pay for Changes to IRA Laws? In May, the House of Representatives voted for the SECURE Act and passed it 417 to 3. Now that this retirement reform law is headed to the Senate, it's a good idea to start thinking ahead to how it could impact your retirement savings. The goal of the law is to make...

Pre-Plan Your Funeral — Here’s Why

(FinancialHealth.net) - Only 21.4% of Americans have their funeral plans spelled out for their loved ones, according to a 2017 survey by the National Funeral Directors Association. These aren’t easy decisions, of course, and thinking about the end of your life can be difficult or cause anxiety. Nevertheless, there are convincing reasons to start pre-planning a funeral now. Sorting out...

Overcoming Those Savings Hurdles

The Gig Economy an Important Key to a Comfortable Retirement Even among full-time employees, pay can vary greatly from pay period to pay period. Hourly employees, for example, could work as few as 30 hours and still be considered full-time. A sales representative might work on commission, with their take-home pay depending heavily on how they perform each week. Variable income...

There’s No Wrong Way to Pay for Your Bucket List Adventures

But Some Payment Methods Might Be Better Than Others A bucket list should contain all the things you want to complete or experience in your lifetime. While these lists are fun to make, the reality is, whether it’s hiking through the Amazon rainforest or taking a cruise for the first time, it’s going to take funds to complete each item. Big...

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This Is One Home Buying Step You Shouldn’t Skip

What to Expect With a Home Inspection While you may choose a home with your heart, don't sign on the dotted line without getting your...