Text Message Scams That Threaten Your Finances

Text Message Scams and How They Threaten Your Finances
(FinancialHealth.net) - Text messages are easy to send and receive, allowing people to communicate at their will instead of when the other person answers the phone. However, don’t think that just because you’re texting you no longer have to deal with telephone scams. Sure they may not call you at all hours of the day, but many scammers are now...

Flushing the Truth out About Standard Homeowners Insurance

Water Damage Is Covered by a Standard Homeowners Insurance Policy When
(FinancialHealth.net) - A commonly misunderstood aspect of many homeowner policies is coverage from water damage or flooding. While most standard policies offer limited coverage for water damage, none cover flooding. Here’s what you need to know: Water damage is only covered when it can be defined as “sudden and accidental.” A homeowner policy may cover the damage caused by a...

When Crooks Come Calling

(FinancialHealth.net) - The phone rings and you’re hoping it is someone you've been longing to talk to. Instead, it’s a stranger asking you to donate to a charity. Depending on your financial situation, your first reaction may be to give and use the donation as a tax write-off while doing some good in the world. But what if you’re...

6 Effective Steps to Protect Your Privacy

(FinancialHealth.net) - Worldwide, 40% of consumers have dealt with the consequences of identity theft one or more times. Private information is accessed maliciously every day, leaving victims responsible for recovering the stolen money and repairing the damage done to their finances by the attack. Identity thieves are cunning, but their efforts can be stopped by individuals who take extra precautions...

Identity Theft 101: Typo Scam

Which One of These Company Names Would a Scammer Use to Steal Your Account Information?
(FinancialHealth.net) - A simple typographical error or spammy ad link could land any one of us on a website that looks legitimate but has actually been designed to steal our personal information. Typosquatting is a common scam, but it is possible for us to protect ourselves. Here’s what everyone needs to know. Everyone makes a typo from time to time. What...

Do You Know Where Your Donations Are Going?

(FinancialHealth.net) - Do you have a favorite charity you would like to give to? It can be rewarding to help a specific cause and it can also give you a bit of a tax write-off too. One problem is that you can't always be sure where your money is going. Scammers run elaborate schemes to get your donation dollars, sometimes...

No Will? Here’s What Happens

If You Die Without a Valid Will, Your Estate Will Be Settled By…
(FinancialHealth.net) - Six out of 10 Americans don’t have a will. Are you one of them? In the event a person dies without a will, a state judge will appoint an administrator to handle the estate. Having a will reduces speculation and provides clear and precise guidance on how the deceased person would have wanted their assets distributed. Without a will,...

The Unexpected Benefits of Filing Taxes Early

Filing Your Tax Return as Early as Possible Will Help Protect You From…
(FinancialHealth.net) - A lot of people put off filing their taxes until the last minute. Some owe money and need the time to get it together. Others just don't want to pay the government any earlier than they need to. There is one good reason for filing early that trumps any reason you can think of to wait --- protecting...

Uber Tips For When You Need a Lyft

Tips for Using Uber and Lyft (FinancialHealth.net) - Ride-sharing is all the rage with many people choosing services such as Uber and Lyft over traditional taxi cabs to save money. These services can be cost-saving and convenient, but with some alarming reports of drunk drivers and even people posing as drivers, riders should practice safety above all. Here are some...

One of the Most Common Frauds Against Debit and Credit Cards is…

One of the Most Common Frauds Against Debit and Credit Cards
Smart Quiz: One of the Most Common Frauds Against Debit and Credit Cards is... Skimming BIN attack Card not present Identity Theft Answer: Card not present (FinancialHealth.net) – You’ve probably heard at least one horror story about someone trying to use their debit card and finding it declined for insufficient funds; or someone who has received a dreaded call from the bank...

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There’s No Wrong Way to Pay for Your Bucket List Adventures

But Some Payment Methods Might Be Better Than Others A bucket list should contain all the things you want to complete or experience in your...